NorthRow

AML

AML failings

The biggest AML blunders: 5 case studies and lessons learned

Over the past decade, Anti-Money Laundering (AML) compliance has faced major challenges, with numerous high-profile failures resulting in record fines. Despite increased regulations and advanced tools, major financial institutions continue to make costly missteps, underlining the importance of robust AML practices. … Read More

Kings speech

The King’s Speech 2024: Key takeaways for AML and FinCrime compliance

In the first King’s Speech of the Labour government, King Charles outlined legislative plans focused on public health, energy transition, economic growth, and crime prevention, including measures that could impact anti-money laundering (AML) compliance. … Read More

AML strategies

5 key AML strategies for investment management firms

Investment management firms face significant financial crime risks and regulatory scrutiny, making robust AML compliance essential. Key strategies include developing comprehensive KYB/KYC procedures, adopting a risk-based approach, ensuring ongoing monitoring, and leveraging automated systems to streamline compliance processes and enhance accuracy. … Read More

onboarding efficiency

Striking the right balance: Streamlining AML compliance and onboarding efficiency

Firms in the UK face the challenge of balancing stringent AML compliance requirements with efficient client onboarding processes. By adopting a risk-based approach and leveraging automated technologies, firms can streamline due diligence and monitoring efforts, improving both regulatory adherence and operational efficiency. … Read More

complex corporate structures

How to unravel complex corporate structures and unveil the truth behind international entities

Unraveling complex corporate structures and identifying Ultimate Beneficial Owners (UBOs) is a significant challenge for compliance teams in the UK lending industry, especially with international entities. Technology can simplify this process by providing global data coverage, clear corporate relationship mapping, and real-time UBO verification, streamlining due diligence and ensuring regulatory compliance. … Read More

improve KYB processes

6 ways to continuously improve your KYB compliance processes

Continuous improvement of KYB practices not only ensures adherence to evolving regulations but also empowers firms to stay ahead of emerging risks, ultimately fostering trust with clients and stakeholders. … Read More

KYB risks for legal firms

How to mitigate KYB risks in your legal firm: practical strategies for compliance teams

Complying with Know Your Business (KYB) regulations for legal firms is both a statutory requirement and a strategic imperative to prevent fraud and money laundering. This includes a thorough understanding of KYB requirements, implementing robust customer due diligence processes, and establishing effective beneficial ownership identification. … Read More

KYB compliance

How KYB compliance can give your firm a competitive edge

For legal firms, Know Your Business (KYB) compliance is often seen as a regulatory burden, yet it holds the potential to be a powerful enabler for growth and competitive advantage. With increasing regulatory scrutiny, a robust KYB framework not only safeguards reputations but also attracts discerning clients and opens doors to new markets requiring stringent compliance measures. … Read More

legal challenges kyb

Tackling the most common KYB challenges in legal firms

KYB is not without challenges. Legal firms often face complexities in identifying UBOs hidden within complex ownership structures, especially with multinational corporations. Client onboarding and managing high volumes of client information can be resource-intensive, and international clients add layers of complexity due to jurisdictional variances and data access issues. … Read More

KYB process

Maximising efficiency: The KYB process explained

Automating the KYB process offers a transformative solution for organisations looking to streamline operations and enhance their due diligence efforts. By embracing automation, businesses can not only save time and reduce human error but also scale their operations effectively while maintaining the quality of their compliance efforts. … Read More