NorthRow

Author Archives: Natalie Davies

KYB

How to conduct thorough KYB checks without compromising customer experience

In the UK, where regulations are especially stringent, compliance teams are central to these efforts. KYB checks are crucial in verifying the legitimacy of business clients and identifying potential risks. However, while these checks are essential for regulatory compliance, they can also impact customer experience when overly lengthy or complex. … Read More

financial crime

What are the main types of financial crime?

Financial crime is a rapidly evolving threat that presents significant challenges for compliance and counter-fraud professionals. Understanding the diverse range of financial crimes, their associated risks, and effective counter-strategies is crucial for safeguarding the integrity of financial systems. … Read More

KYB checks

7 essential elements of KYB checks

KYB checks are essential for AML compliance within regulated firms in the UK, serving as a cornerstone for maintaining trust in the financial services industry. These checks involve verifying the identity and legitimacy of business entities before entering into commercial relationships, which is crucial for mitigating risks associated with money laundering, terrorist financing, and other financial crimes. … Read More

SRA sanction

Navigating sanctions and SRA advice: a guide for law firms

Earlier this year, the Solicitors Regulation Authority (SRA) highlighted the importance of compliance with sanctions, emphasising that firms must align their practices with the latest regulatory guidance and take proactive measures to identify and mitigate risks associated with financial sanctions. … Read More

fraud prevention

What is fraud prevention and why is it important?

For compliance professionals, the fight against fraud is not just an operational necessity; it is fundamental to preserving the integrity, stability, and reputation of their organisations. As fraud tactics become more sophisticated, the importance of effective fraud prevention measures grows exponentially. … Read More

AML training

Understanding the vital role of AML training in regulated firms

As regulatory scrutiny intensifies in the UK, the implementation of robust AML measures has become more crucial than ever. Central to this is effective AML training, which empowers employees across regulated firms with the knowledge and skills needed to identify, prevent, and report instances of money laundering and related financial crimes. … Read More

financial inclusion

Bridging the gap: How UK firms are addressing financial inclusion

Financial inclusion ensures that all individuals and businesses have equitable access to financial products and services, empowering marginalised and underserved populations to participate fully in the financial system. To achieve this, it is essential for fintechs, traditional financial institutions, and regulatory bodies to collaborate and create tailored solutions that address the unique needs of diverse communities. … Read More

UK FinTech Week

What makes the UK one of the best locations for fintech companies? 4 fintech leaders share their take

As part of our week-long celebration of UK FinTech Week, we took to the (virtual) streets to find out what makes the UK one of the best locations for fintechs and where the landscape is heading. … Read More

identity verification

How ID&V applications support regulatory compliance

ID&V applications have become indispensable tools for regulated firms, playing a vital role in safeguarding against financial crime. These applications streamline KYC processes by automating identity verification. … Read More

EU AMLA

The EU’s Anti-Money Laundering Authority (AMLA) – what is it and what could it mean for AML compliance?

As the EU’s newly centralised force in overseeing anti-money laundering (AML) regulations, the AMLA will work to coordinate national authorities, directly supervise high-risk financial entities, and promote consistency in anti-money laundering practices across the Union. … Read More