NorthRow

Author Archives: Natalie Davies

FCA Consumer Duty

Two-week countdown: The FCA Consumer Duty

In this article, we take a look at what the new Consumer Duty is, who it applies to, the expectations of firms affected by the Duty, and how to implement the Duty into operations.   … Read More

AML for estate agents

AML checks for estate agents: 10 steps to success

AML compliance in real estate is critical to prevent financial crime but can be time-intensive. Effective practices, including comprehensive verification, technology adoption, and ongoing monitoring, ensure compliance, streamline processes, and protect the property market. … Read More

digital trust

From compliance to confidence: Building digital trust in AML programmes

This article provides insights on how AML programmes can help financial services firms to effectively navigate the digital landscape and instil trust in their compliance processes. … Read More

KYC in crypto

What is KYC in crypto and why is it important?

KYC, or Know Your Customer, is a process that involves verifying the identity of customers or users before providing them with access to certain financial services or products, such as opening a bank account or using cryptocurrency platforms.  KYC processes … Read More

FCA Business Plan

The FCA’s Business Plan 2023: a deep-dive into commitments, themes and metrics

This guide examines the FCA Business Plan’s key commitments, metrics, and focus areas, and its potential impact on regulated firms. … Read More

FCA Business Plan

Wired-In webinar: FCA Business Plan 2023/24: What does it mean for compliance?

In a thought-provoking session, we examined the regulatory context of the the FCA’s Business Plan and provided insight for compliance teams. … Read More

AML for estate agents

AML for estate agents: 4 compliance challenges and their impact on customer experience

This article explores the top four AML compliance challenges faced by estate agents in the UK and discusses the implications for customers.  … Read More

Key Risk Indicator KRI

Understanding key risk indicators (KRIs) in money laundering: identifying red flags

Key risk indicators (KRIs) help financial institutions detect money laundering by identifying unusual transaction patterns, rapid fund movements, structuring, high-risk customers, and suspicious behaviours, enhancing anti-money laundering frameworks. … Read More

AML non-compliance

The far-reaching repercussions of non-compliance with AML and KYB regulations

Non-compliance with AML and KYB regulations can lead to severe legal, reputational, and financial consequences, including fines, restricted access to financial services, and international sanctions, jeopardising business operations. … Read More

Money20/20 recap

Money20/20: Key takeaways and insights from day 3

As the curtains close on yet another year of conversations, connections and networking with the very best in the financial industry, we take a look back at the key takeaways from the final day of the best fintech show around.  … Read More